“Boast not yourself of tomorrow, for you know not what a day may bring forth” – Proverbs 27:1
In recent years, people have been attracted to pre-need plans like educational plans, pension plans, memorial plans, and some types of life and health insurance plans. The idea is to buy a future need today. Since you would use these services inevitably anytime in the future, it would be wiser to avail of them now, on installment basis while you have the extra money to spare instead of doubling your trouble when the time comes that you would need these services but you do not have the outright cash to pay for them.
The idea is logical and essentially sensible. It is somehow a display of good financial management skills by making investments for future use. It is being a good steward of earthly possessions. You spend some, save some, and invest some. It is also important to note that we earn to grow and not just to spend all our earnings.
However, with these investment options, it does not mean that we have secured our future. No amount of money can secure a good future. Trusting in riches will only bring disaster and tragedy. Solomon warns the people in his day “Boast not yourself of tomorrow, for you know not what a day may bring forth.” What has happened to Lehman Brothers and AIG is evidence that there is no guaranteed insurance for the future.
In this life, one thing is sure, there will be troubles, and you cannot avoid them. The good news is the Lord has overcome the world. Trust in Him with all your heart and lean not on your own understanding. In all your ways acknowledge Him and He shall direct your paths. He will surely lead you toward the fullness of life.